All the retarded dems are now screaming about FREE COLLEGE for everyone.
Well that is great, but nothing is free and we allowed the evil fucking bankers to enslave us all. The Dems just want to make our enslavement final.
A brief history of how the bankers and their puppets the politicians fucked us all.
Prior to 1976 student loans were dischargeable in bankruptcy without any constraints. Of course, if you look back at statistics from that time, there wasn’t much student loan debt to speak of. When the US Bankruptcy Code was enacted in 1978, the ability to discharge student loans was narrowed. Back then, in order to have your student loans discharged, you had to be in repayment for 5 years or prove that such a repayment would constitute an undue hardship. The rationale for narrowing the discharge was that it would damage the student loan system as student loan debtors flocked to bankruptcy to have their debt discharged. The facts, however, did not support this attack. By 1977 only .3% of student loans had been discharged in bankruptcy.9. Still, the walls continued to close on student loan debtors. Up until 1984, only private student loans made by a nonprofit institution of higher education were excepted from discharge.10. Next with the enactment of the Bankruptcy Amendments and Federal Judgeship Act of 1984, private loans from all nonprofit lenders were excepted from discharge. In 1990, the period of repayment before a discharge could be received was lengthened to 7 years.11. In 1991, the Emergency Unemployment Compensation Act of 1991 allowed the federal government to garnish up to 10% of disposable pay of defaulted borrowers.12. In 1993, the Higher Education Amendments of 1992 added income contingent repayment which required payments of 20% of discretionary income to be paid towards Direct Loans.13. After 25 years of repayment the remaining balance was forgiven. In 1996 the Debt Collection Improvement Act of 1996 allowed Social Security benefit payments to be offset to repay defaulted federal education loans.14. In 1998, the Higher Education Amendments of 1998 struck the provision allowing education loans to be discharged after 7 years in repayment.15. In 2001, the US Department of Education began offsetting up to 15% of social security disability and retirement benefits to repay defaulted federal education loans.
And since you can never get away from your student debt they loan you as much as you need. In turn all Colleges increase their tuition every year far beyond the value of the education the provide.
19459356? ago
We allowed nothing. We were all active participants. Nothing was DONE to us; we did it to ourselves. They gave us shiny new toys complete with GPS trackers, cameras, and microphones and we glad stuffed them in our pockets and demanded they make better ones NOW. Please don't take this as condescension...I'm just as guilty as the rest of us for being complicit in my own enslavement and for the record, the decks were stacked overwhelmingly against us. That does not, however much we wish it to, excuse our role in all if this. We need to stop being victims, plain and simple. It's a lot to ask; the term "sheep" is frightening in its accuracy. The flock will always be the flock, but that doesn't mean they have to be a stupid flock.
19450893? ago
Maybe, student loans should be given for the exact amount of tuition, and books; sent directly to the university. Too many are using the loans for trips to Europe, Myrtle Beach, Florida, etc. I live near a young woman who used hers for trips to Turkey, London, and France. Now, she bitches that paying back student loans is too difficult to afford, in relationship to what her field pays her. When I went to college, I worked, and took loans that covered tuition, and books. Some of this is personal accountability, not just the banks, gov't, and universities.
19448751? ago
Our kids are taught in high school that if they don't get a 4-year degree they'll be flipping burgers all their lives. They are scared NOT to go. Few parents have the savings to foot the whole bill so guess what? Student loans. And when they graduate with tons of debt, the older generation rebukes them for borrowing more than they could afford. "In my day we worked our way through school..... " Yes but college wasn't $100,000 then. So what they are saying is college is, once again, only for rich kids.
19466624? ago
Rothschilds' Bank of America? BCCI for world's most notorious dictators, includes Somoza family, Saddam Hussein, Ferdinand Marcos & Haiti's Jean-Claude "Papa Doc" Duvalier....Trudeau Panama Papers? https://voat.co/v/QRV/3131805
19451392? ago
Maybe if the colleges and universities dumped all the useless degrees they sink money into. Most degrees don't even guarantee you will be paid well.
19448400? ago
Restore student loan bankruptcy and the entire problem will very quickly fix itself.
19466642? ago
https://voat.co/v/QRV/3144313 I feel like the conversation on this board is constantly directed away from a certain group of <<<people>>>.
19448060? ago
I didn't, you fucking boomers and generation X faggots did. And then blame us for being poor and lazy after you fucked up the economy. We don't have the same opportunities as you because every thing is expensive as fuck now. I work a minimum of 45+ hours a week and it still isn't enough.
19466620? ago
https://voat.co/v/QRV/3194497 TIME Magazine Cover?? Are homosexual "Weddings" weird Babylon Satanic Degenerate Rituals?
19450891? ago
Oh let's not cast out at entire generations that you know nothing about. If you're bitching about your victimhood instead of getting after it despite obstacles, that makes you the fucking faggot.
19446031? ago
But, but the teachers / groomers in both England & America have some of the largest investment funds benefiting from not just college loans but other deep state business
19445671? ago
What's this we shit? I seem to remember a story about Jesus kicking the money changers out of the temple...
19447462? ago
Jesus set the animals free, too. https://www.youtube.com/watch?v=aDzU78wEf6k - 1:08:38
19444392? ago
I learned that way before I learned that fat ugly chodes can get hot woman as long as they have tall piles of cash and a nice ride... I think I learned that when I was two years old. Fractionalized banking system equals debt slaves 101, it is not just the US but world wide, read the economic hitman.Banks loan money to governments for infrastructure , the debt is guaranteed by the taxation of the worker and whalla, an entire nation is a debt slave to foriegn bankers for whatever deal their government made for roads, hospitals, hookers, whatever .... we pay the bill for loose spending by unaccountable ass faces.
19466657? ago
Root of all evil? https://voat.co/v/QRV/3190884 Just what is Luciferianism: a mind dump on the subject, and freemasons.
19445339? ago
You know how I know OP is poor?
19446693? ago
The same way I know you're a fat ugly chode with tall piles of cash?
19445432? ago
And there you were thinking you own stuff that was purchased with Federal Reserve Notes...
19445588? ago
Except I own tons of physical metals. Poor right wingers sound exactly like poor left wingers. “I should be a millionaire...waaaaa... the federal reserve is stealing my money!”
19445717? ago
And then you discover that There is no Fucking Money, just an idea everyone has bought into to feed their Reptilian Brain and Dopamine Receptors
19443980? ago
Not me and not my kids. Fuck that bullshit.
19443277? ago
The real reason why they would want free college for everyone is because they are fucking indoctrination camps now.
19443800? ago
Agree with that too,
College is educations are free then they will be worth nothing. Already colleges have people going to them that are functional morons.
Colleges will be less than useless.
19445342? ago
Brah, you sound like a poor
19443196? ago
Buy bitcoin fools
19450901? ago
I would go for something that works better off grid.
19443835? ago
Not at 13k though... can probably snag it at 6k before the big run.
19443641? ago
Did 2 weeks ago.. its 10% up alraedy
19442866? ago
It happens in the 60s with reverse mortgages. Instead of people dying with no will or kin going to hud it goes to banks to hold and raise the value
19442503? ago
This makes the school a partner in your education with skin in the game. So they have to give you a solid education with job prospects upon graduation. No more turning out broke radical left socialist Dem wannabe’s with no prospects in life and an education you could have gotten from a Coles Notes bio of Karl Marx.
So your education has to be a win-win or the school loses the tuition you owed them.
19480222? ago
Making it the schools' responsibility still misses the point. A person's education should be on his or her own shoulders—personal responsibility. Let free market and supply and demand produce quality in the schools. If a school does not produce, it will lose students. If schools are responsible, then students do not have to work as hard and can shirk their responsibility. Corruption within the schools will happen to ensure students' "success." Studies are out there (do your own research) that show students who work while going to school tend to do better. My take on that is because they are owning more responsibility. Education on that level is not a right but something to be worked for by those who are have the ability to do so. The only exception would be granting aid for military personnel because of what they sacrifice for our country.
19448906? ago
Don't forget to absolutely BAN any jews participation in both teaching of curriculum or construction of any curriculum. Remove the jew from our educational system entirely, in every possible way.
19444013? ago
Government involvement in education AT ALL un not constututional. ALL this bullshit is under the broad interpretation of the Commerce Clause and thus unconstitutional, unless, ofcourse, you thing that student loans are part of the government regulating Iterstate commerce...
19443603? ago
I live in the Netherlands and I get 400 euros a month for free from the govt, because my parents arent so rich. If my parents made over 70k combined, I would not get one penny from the govt. I like it this way since I wont have any debt
19448708? ago
The only money a government has is that which it takes from the population it governs. Therefore, what the government gives you for "free", it has taken from someone else who earned it.
19451325? ago
I know, but since I havent paid any taxes yet its technically given.. however, i will have to pay more taxes when I start working, more than I will ever 'receive'
19448299? ago
Yeah, but people who work hard WHO MAKE OVER 70K get their hard earned money taken from them to PAY YOU, so you can sit on your lazy ass and do nothing. Have you know shame?
I love the lyrics from an old Charlie Daniels song, I aint asking nobody for nothing, ... If I can't get on my own. If you don't like the way I'm living then just leave this long hared country boy alone. Your generation is lost and does not understand pride of accomplishment you only know how to take from others while taking it easy. Looser!
Get a job you bum!
19451372? ago
Problem is, I will pay t back 100x times over because of the taxes I will lay when I get a job. So, as a student i need money, and the government knows damn well they will get it all back many times over. So I aint taking anything
19444179? ago
That is great to hear.
19442861? ago
Nice!
19443026? ago
Thanks. People should never be penalized for using common sense - which was my post secondary institution.
http://university-of-common-sense.com/UCS_seal.jpg
19443416? ago
My wife's brother put his oldest through college and almost went bankrupt in the process. She came out with a useless degree which got her a job at a daycare. She's since quit that job to become a yoga instructor. She went into college very conservative and religious. She came out off college a raving lunatic leftist. Texas Tech was the crime scene.
19444160? ago
There are a million stories like yours unfortunately. I have been saying Trump cleaning up the MSM and then the problems in the post secondary education should be Priorities 1 & 2 of the new term. Unfortunately there is much to be resolved from this first term however.
There needs to be a serious study done on young adults coming out of colleges who are underemployed, Colleges teach theory and no practical thinking-on-your-feet work experience.
The only reason companies hire college graduates primarily is because they know they are seriously in debt and cannot afford to quit a job on a whim. Most are only one pay check away from going bankrupt in many cases. So what they save on Human Resources costs, they lose by having to teach college kids how to actually work in a business - a poor trade off.
I was very fortunate I am continually self taught and smart enough to it it to use very quickly.
I look at the entire situation like this. When you want to get a dog for your family, where do you go? Do you spend a lot of money on a dog from a breeder with a pedigree and papers that usually ends up having a bad disposition because the breeders are only in it for the money? Or do you go to the SPCA and give a dog a second chance who will love your family unconditionally and protect them to show its thanks? It’s an easy choice for me,
19442301? ago
What (((group))) of people would ever do such a thing to society and to the world ???
19466532? ago
the bank that supports an endless war? https://www.voat.co/v/QRV/3224621/18889818 Perpetual war Conspiracy? Clermont France. The Roman Catholicism, the Knights Templar, Kabbalism, Freemasonry, & the NWO. Ancient Arabic Order of the Nobles of the Mystic Shrine. Government Lies
19454070? ago
but why dont yo Cracka want Open Border, you 'fraid you go the way of Native America? and when ya'' see the crime remember the Dindoo Nuffins wuz gud boi
19443690? ago
Haha I was truly lost if you didnt put the hint there. *coughs
19442222? ago
It ends when we stop participating.
Stop working. Stop paying taxes. Stop buying crap.
19443734? ago
Buy bitcoin before it does, I did it too, but since Im student, i cant affort to invest much but its certainly worth it
19445440? ago
A little late on the boat for that one...
Buy gold coins . Seriously. The market is being artificially suppressed, and once trump gets rid of the federal banks, it's real price will come out... gold and silver is the next best thing to crypto if you missed that boat....
19451400? ago
You have a valid point, but I doubt that gold will ever be useful as money, because there's just so little of it. Thats why I prefer crypto
19455756? ago
Good luck losing 3/4 of your crypto investment on the next dive, meanwhile gold will only be going up up up guaranteed
19443784? ago
Sure, but without electricity, or Internet, Bitcoin is useless. Gold and silver in your hand beat all.
19451433? ago
But I dont see the internet going away
19445475? ago
Food, land, a tight community and the ability to defend oneself beats Gold and Silver any day of the week
19451448? ago
🙏🙏true, but not what he was getting at 😉