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happynessisawarmgun ago

Paypal did this to me. I purchased something from a scammer, it was a "prohibited item" and it was never received. I contacted PP and told them I got ripped off. They returned my money, but they froze my acct for 180 days, and I had over $15K in it. Yes over 15 grand.

I closed my account when I got my money back. I will never use Paypal again. Fuck them. They treated me like I was a fucking criminal.

You can use Chase Quickpay to send liquid money from your checking acct. It's alot like Paypal but there are no restrictions other than the recipient must be in the USA. It is also free.

I have used ClearXChange also and it works good if you are dealing with different banks. I believe it is also free.

You only need to use google wallet, paypal and apple pay if you are dealing with credit cards. There are other alternatives.