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ScottRockview ago

Always build your own skills and become more valuable, even if it is only 10 minutes a day, make it happen every day. If your current employer can't or won't pay you more, someone else will. Always be on the lookout for the next step up, good employers will take note and pay to keep you around for fear of losing you; there is not a lot of truly good competition out there, especially if you're young.

Keep track of what you do and how it benefits the company, it is the best if you can track the monetary value that you add. When it is time for a performance review/raise, you go into that discussion armed with info and are confident. If you don't like what the HR moron who has no clue who you are or what you do has to say, find someone else who will like your proven results and who will pay you for them.

Setup your own retirement accounts and before you buy anything other than necessities, make sure you save up at least 6 months worth of loving expenses in an account and just keep it ready for the unexpected. Knowing that you can float your own boat for half a year gives you more confidence to go after what you want knowing you have something to fall back on if things don't go your way.