You speak of things that soon will not exist. This is about freedom. Those things won't be needed. A 401k will cease to exist as a concept. The world is changing in ways you can not yet fathom. Some of the main tenants of our basic understandings will change. The way society's function will be restructured at the most basic level will bring new understandings that will take us to a new level as a species. A retirement plan might be useful, but a seat belt and a helmet might come in handy. For many this ride will be very scary.

They could have a field day going after all the people that were paid off to let Obamacare pass.

This is frankly stupid. How about bringing back pensions for everyone else!?

It's about as brilliant as hating on the unions - because we don't have one anymore.

No.More.Unions.

No more Tenure.

A huge problem with the structure of public pension funds is that the taxpayer doesn't have a seat at the negotiating table. The public unions are represented and then there are the elected politicians. But! The politicians do not represent the taxpayers who will pay the pension bill, the politicians represent their donors and the donors don't care or oftentimes will benefit from the deal.

https://voat.co/v/CrazyIdeas/3137317 Combine it with this and you will be looking at a WINNER.

I will start this crazy idea with the premise that the US is not for everyone. It really isn't. Hell, its not even the place or system for many people who were born here and have lived here for generations. Many of the problems we all see are because of this shit. So, how to fix it?

1: End all social wellfare/ public retirements/ etc of all kinds in every way imaginable with an exception of under 15 and over 65.

2: Allow all US Citizens to participate in the program. ALL citizens. Even prisioners. This is an important point. We spend A LOT of money on prisions and bullshit that comes from them. Anyone facing prision time can simply give up their citizenship and leave the nation permanently and get paid. My guess is anyone facing more than 5-10 years will take this road over prision tbh. It also gives people an exit from prisions any time they want.

3: If you want to keep your SNAP and HUD and WIC and all the other free shit these scumbags get simply move to another country and you can keep it. Too expensive you say? Not a problem because we are paying for it all right now anyway.

4: Add in an Affiliate Program. This way some famous (or internet famous) person can get substantially more money by getting others to apply under their affiliate program. This will let entire extended families leave the US in a better position than if they are just individuals.

5: Allow very selective immigration of only the absolute best people. Have very stringent requirements and very tight controls. All former citizens are excluded as this is not a revolving door.

6: Nations who accept people under this program will be eligible for US Aid (which we give away now for fucking free with nothing in return but more scumbags flooding our nation). This will be a boon for these nations. Really shitty nations will gladly take Felons and criminals as they will be an income source and will likely make western style enclaves and actually help their host nations. First world nations who don't really need the money will be more choosey and will not be flooded with shitheads yet will allow them to have quality citizens. This would be for people who just want to live under socialism or some such system as opposed to trying to force it all on us.

Simple as that! That is all we need to really do to completely reform the US. This program will not be based on Racism, though defacto it will greatly favor whites and Asians over all other races. It will not be detrimental to those in poverty as the whole program is VOLUNTARY and never forced. If you are a homeless hobo and happy with that and can continue doing so well, thats fine but you won't get any public assistance. Private ONLY. Wealthy people can easily be a part of the program using their name as a way to get an entire city of people to relocate. Religious people can use this program as a way to move an entire church or sect to another area where they will fit in better. It will allow many who came to the US looking for a better life to have that life where they are FROM. It will allow the US to have the pick of the litter or all humanity based on merit as opposed to the clusterfuck we have today. It will end massive prision programs and the courts and vast expenses wasted. It will end generational wellfare as those who are most likely to want wellfare will take their sorry asses elsewhere and their shitty kids they spawn away from here will not recieve shit. The highest cost of the program will be in the first few years. After that it will be an ever-decreasing downward spiral of costs until it reaches a low stable level in probably 20 years. If a smart group was setting this plan up it would be very wise to do so in the midst of a colossal depression as to encourage as many of the weak and useless to take it up while the strong and capable will remain. We would colonize mars in 20 years if we did this.

Towns and cities should just exercise restraint and sound fiscal policies and NOT take money out of the pension funds to bankroll projects. That’s is what’s sinking state economies. This countries political leaders make political decisions that fix short term problems with long term assets that they don’t reimburse.

IL will never change as long as Chicago is attached. IL needs to separate from Chicago/Cook County and make it our 51st state.

Sounds like somebody that's against the public employees (fire, le) would say

No more public sector unions, either.

This was the lefty libtard tactic a few years ago to justify little to no pay raises for the public employees in the blue states.

Shill. Stop with the liberal agenda

If only you knew that it is all a rouse. Think Madof, one big ponzu scheme with only one out come. Even if you do manage to get money back in 20 years the inflation due to corrupt spending will make sure the money you do get is enough to keep you on a fixed Income that for some reason makes you come up short on your monthly expenses by ($35). At this rate you start to add up how much money you are going to need at the end of the year if you are short ($35)monthly with no fucken explanation of how come ($35) dollars are making you pick weather you want to pay your light or water bill on time, and finding out witch utility charges less in late fees because that is the better choice to be late In.

I have a federal pension coming to me. I wouldn’t mind if my employer gave me what my pension was worth now so I could invest in stock market. I’ll make more money that way I believe.

Public Pensions are now in the stock market bcuz there was no way to cover them without the federal reserve directly printing money, now they are indirectly covering them by printing money at the cost of massive inflation (see rent/food/stock prices which used to be included in the CPI, but now are not).

Most public pensions are heavily invested in, and therefore tied directly to, the Chinese economy — which keeps our nation under a bit of "blackmail" to prop up China's economy in order to make sure our pensioners don't lose everything.

This is actually a very good idea. I would continue to keep the military on a pension though. They deserve it.

The people who worked at Enron would disagree.

Pensions invest in stocks, bonds, real estate, private equity, inflation-linked assets, and other public and private investment vehicles. I have a pension fund that invests in cattle.

They would be invested in a stable functioning America.

No, the members of our Jew Congress wouldn't be invested in a stable functioning America.

They'd still be trying to burn western civilization to the ground before retiring to their one true love of Tel Aviv.

So could ours, financially. Underperforming city pensions, state pensions, federal pensions, business pension funds backed by the govt. Ask Illinois about how they will make up for their underfunded pensions.

401k will let the institution/business pay as they go without liability of pension shortfall. That is huge.

Pensions are not what is corrupting our public sector ,it's.... jews/greed, depravity, blackmail, foreign countries, communism, big pharma and friends